Planning Ahead for Care Fees
Understand the potential effects on property and savings, and consider appropriate planning options.
Explore →Care Fees & Property Planning
Worried About Care Home Fees and Your Family Home?
Understand how care home fees work, what could happen to your property and which planning options may be available. Get straightforward guidance tailored to your family’s circumstances.
Book a Free Consultation Call 01902 956 545
An initial conversation to understand your concerns and explain the next steps. The initial consultation is free.
Are You Worried About What Care Fees Could Mean for Your Family?
If you or a loved one may need residential care, it is natural to have questions. Will the family home be taken into account? Could you be expected to pay for care? Is there anything you can do to plan ahead?
The rules can be complicated, and the right approach depends on your circumstances. We help you understand the important questions, explore the available options and identify sensible next steps.
How We Can Help
Understanding Care Funding
Gain clarity about assessments, property considerations and questions to ask about support.
Explore →Will & Estate Planning
Explore whether wills, trusts or other lawful arrangements may be suitable, with specialist advice where needed.
Explore →We publish only services we actually provide or formally refer to suitably qualified professionals.
How a Conversation With Us Usually Goes
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Tell us about your situation.
Book an initial call and explain your concerns.
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Understand your options.
Discuss relevant considerations and whether specialist advice is required.
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Agree the next steps.
Receive a clear explanation of next actions, fees and who will provide any professional services.
Real People. Clear Explanations. Personal Support.
We are information and guidance specialists on care home fees and property planning. Where regulated advice is required, we say so and point you to a suitably qualified professional.
★★★★★“Patient, clear and kind. My father is 86 and they took the time to speak to him directly, not just to me.”
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★★★★★“A reassuring first conversation. I came away understanding my mother's position for the first time, with no pressure to sign anything.”
Common Questions
- Do I have to sell my house to pay for care?
- Not automatically. Whether the home is counted depends on who else lives in it and on your part of the UK. See our full guide for the hedged detail.
- How much are care home fees in 2026?
- Weekly fees vary a lot. As a very broad illustration, residential care may fall around £900–£1,500 per week, nursing care higher. Always ask the individual home for a written fee schedule.
- Is there a seven-year rule for care fees?
- No. The seven-year rule comes from inheritance tax. For care-fees deprivation-of-assets purposes there is no automatic clock.
- What is deprivation of assets?
- A rule under which the local authority can treat an asset you no longer own as still belonging to you if they conclude you transferred it with a significant purpose of avoiding care fees.
- Does a property protection trust always work?
- No. Trusts are legitimate legal tools in the right circumstances, but no honest adviser can tell you a trust always keeps a home out of a means test.
Not Sure Where You Stand? Start With a Conversation.
Book a free initial conversation to understand your situation and the sensible next steps.