When a person goes into residential care and the family home would otherwise be included in their financial assessment, the local authority will typically disregard the value of the home for the first 12 weeks of permanent care. This is called the 12-week property disregard.
What it is for
The point of the disregard is simple: families should not be rushed into selling a home at the worst possible moment. During the 12 weeks, the local authority effectively contributes to the fees as if the property were not there, giving the family time to work out the right long-term approach.
What to do with those weeks
- Confirm whether a CHC Checklist has been completed.
- Look carefully at ownership, any wills and any joint-tenancy structures.
- Consider whether a deferred payment arrangement with the local authority may be useful.
- Take professional advice before any transfer or sale.
What it does not mean
The 12-week disregard applies in defined circumstances; it is not automatic in every situation. Check the rules for your part of the UK, and ask the local authority to confirm the position in writing.
Not sure where you stand?
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